Lewiston, Auburn and Central Maine real estate and homes for sale in Maine - TEAM FLETCHER, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
Contact Information
Email TEAM FLETCHER
Login
Go To Sitemap
TEAM FLETCHER

Feature Properties
Feature
Properties

All agents are NOT alike! Find out why we are top real estate experts. Call us: 207-782-8311.

Special Offers
Team Fletcher Concierge Services
The real estate help you need before, during and after you buy or sell a home.
Find Out More >
View All Offers >

Testimonials
TEAM FLETCHER goes above and beyond...
“Sean is an exemplary individual who cares deeply
~ Mark & Sheila
Read Quote >
View All Quotes >

TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
TEAM FLETCHER is one of The Top Selling Real Estate Experts™
Find Out More >


Search All Local Listings
Search All
Maine Listings

School Reports
See the nation's top rated reports for Schools in Lewiston, Auburn and Central Maine >


Latest Listings
Get the Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
Name:
Email:
Affiliates
Coming Soon
Find Out More >

Latest News
Get the Latest Real Estate News, Hot Off the Presses!
If you are buying or selling a home, you need my eNewsletter.
Name:
Email:
Mortgage Calculators
Welcome > Resources > Mortgage Calculators > Buying Points ...

The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

Will Buying Points Save You Money?

Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.

This Financial Calculator requires a Browser with Java Support



Definitions

Term
Number of years for this mortgage. Most common terms are 15 years and 30 years.

Mortgage amount
Total balance for your mortgage.

Interest rate
Annual interest rate for this mortgage without purchasing any discount points.

Years in home
The number of years you expect to live in this home or the number of years before you refinance your mortgage.

Principal and interest
Monthly principal and interest (PI) for this mortgage.

Points rate
Annual interest rate for this mortgage with discount points.

Points
The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



School Reports in Lewiston, Auburn and Central Maine, Maine
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Maine Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Lewiston, Auburn and Central Maine 



Real Estate Tips
Selling Your Home >Selling the Details

It is the little things--both positive and negative--that can make a big difference to prospective buyers. Pay close attention to detail when you prepare your home to sell.

Before you list your home, go through the house with a careful eye. Fix any loose door knobs, popped screen doors, and loose grout around the tub and shower. A coat of fresh paint can work wonders to dress up a house. Wash the windows, hang a healthy plant from the bathroom skylight, and clean out the closets. Arrange the furniture to make the room look larger. If the rooms look cluttered, put your extra furniture into storage. You can brighten up a room by increasing the wattage of the light bulbs.

Going the extra mile to showcase your home will pay significant dividends when it's time to show it to buyers.

See All Tips In The "Selling Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What high-profile rental property rents for $13,500 a month although the star hasn't lived there for over 20 years?

A 
Shirley MacLaine's name is still used to promote her Encino, CA, estate even though she hasn't lived there in years.
See More Real Estate Trivia >


Print This Page Send To A Friend


TEAM FLETCHER, REALTOR®, real estate agents and broker for Lewiston, Auburn and Central Maine, Maine home listings, property and land for sale - NUMBER1EXPERT(tm)

TEAM FLETCHER
Coldwell Banker Millett Realty

155 Center St
Auburn, Me 04210
Phone: 207-782-8311
Phone: 207-795-9623
Fax: 207-782-2232
Email: TEAMFLETCHER@millettrealty.com

When you work with TEAM FLETCHER you are getting a team full of credentials. Not only do you proudly have the ABR designation, we also have a CCIM designation.

ABR Equal Housing MLS REALTOR


Coldwell Banker Millett Realty Logo

www.maineteamfletcher.com is brought to you by TEAM FLETCHER
NUMBER1EXPERT™ in real estate for Lewiston, Auburn and Central Maine, Maine

Read TEAM FLETCHER'S Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge



USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.

www.maineteamfletcher.com is brought to you by TEAM FLETCHER